Choice Home Equity Line — Amboy Bank is a home equity line of credit from Amboy Bank. The ongoing APR is Loan Sale: 5.99% APR Guaranteed for the First Year; the interest rate will be fixed at 5.99% for the first year on balances up to $100,000; on all balances after the Intro period, the APR will be Prime plus .50% and may change daily; Lifetime rate floor is 5.00% APR, lifetime cap is 18.00% APR. Typical credit limit: Min. Line is $15,000, max. $150,000.