Combo HELOC — Georgia United Credit Union is a home equity line of credit from Georgia United Credit Union. The ongoing APR is Rates as low as 6.50% APR; Combo Home Equity Lines of Credit are variable based on the U.S. prime rate; The maximum APR that can apply is 15.00%. Typical credit limit: Credit lines from $10,000 to $700,000. Loan terms: Members have the ability to lock the balance or portions of the balance into a low, fixed rate for term options up to 10 years; Lock up to five portions of your balance at one time.