Personal Loans — Peak Credit Union is a personal loan from Peak Credit Union. The ongoing APR is Secured APR* as low as 4.75%; Unsecured APR* as low as 8.49%; Secured loan rates range from 4.75% - 6.25% and unsecured loan rates range from 8.49% - 21.99% fixed APR. Typical credit limit: Personal loans are available up to $50,000.. Loan terms: Maximum term may vary based on the amount financed.