ChoiceLine Home Equity Line of Credit — Peak Credit Union is a home equity line of credit from Peak Credit Union. The ongoing APR is Annual Percentage Rate (APR) on ChoiceLine Home Equity is as low as 6.75% based on a maximum 80% loan-to-value on a borrower's stick built primary residence; Current range of variable rates = 6.75%-8.75%; Over 80% loan-to-value Variable APR* as low as 8.75%. Loan terms: Draw period for line is 10 years.