Motorcycle, Boat & RV Loans — OnPoint Community Credit Union is a rv, boat & motorcycle loan from OnPoint Community Credit Union. Loan terms: Maximum term for motorcycles (any amount) is 60 months. For boat and RV: $10,000 or less loan amount has a maximum loan term of 60 months, $10,000 – $50,000 loan amount has a maximum loan term of 120 months, and loan amounts over $50,000 have a maximum loan term of 180 months..