Smart Business Rewards Visa Signature® Card — Brentwood Bank is a business credit card from Brentwood Bank. Application typically pulls a credit report from TransUnion. The annual fee is $0 introductory annual fee for the first 12 months. After that, $95. The ongoing APR is APR for Purchases and Balance Transfers: 18.49% to 25.49% based on your creditworthiness.