Business Real Rewards Card — First National Bank and Trust Company of Newtown is a business credit card from First National Bank and Trust Company of Newtown. The annual fee is None. The ongoing APR is Intro APR * for Purchases and Balance Transfers: Business Real Rewards: 0% introductory APR for the first 6 billing cycles. After that, 17.49% to 26.49% based on your creditworthiness when you open your account..