Visa Infinite® Reserve Rewards+ Card — Regent Bank is a personal credit card from Regent Bank. Application typically pulls a credit report from Equifax. The annual fee is $390. The ongoing APR is APR for Purchases and Balance Transfers: 19.24% to 28.24% based on your creditworthiness when you open your account.. Rewards: Enjoy premium rewards and benefits, plus receive 50,000 bonus points Earn 50,000 bonus points (worth up to $500 4 ) When you spend $4,500 within the.