Business Real Rewards Card — Regent Bank is a business credit card from Regent Bank. The ongoing APR is Intro APR * for Purchases and Balance Transfers: Business Real Rewards: 0% introductory APR for the first 6 billing cycles. After that, 17.49% to 26.49% based on your creditworthiness when you open your account.. Rewards: Simple, easy rewards 1.5X points Per $1 spent on all other eligible purchases 1 2,500 bonus points (worth up to $25 3 ) After your first purchase 2,4.