Smart Business Rewards Card — Center Parc Credit Union is a business credit card from Center Parc Credit Union. The annual fee is $0 introductory annual fee for the first 12 months. After that, $95 for Account Owners and $0 for Authorized Employees.. The ongoing APR is APR for Purchases and Balance Transfers: 18.49% to 25.49% based on your creditworthiness when you open your account..