Visa® Business Cash Preferred Card — Exchange Bank

Visa® Business Cash Preferred Card — Exchange Bank is a business credit card from Exchange Bank. Application typically pulls a credit report from TransUnion. The annual fee is None. The ongoing APR is 0% introductory APR for the first 12 billing cycles. After that, 17.49% to 26.49%.

Other Exchange Bank cards & products

• SBA 7(a) — SBA Loan
• Home Equity Line of Credit — Home Equity Line of Credit
• Commercial Real Estate & Construction Loans — Commercial Real Estate Loan
• Business Loans and Lines of Credit — Business Loan
• SBA 504 — SBA Loan
• Inventory lines of credit — Farm & Agricultural Loan
• Unsecured Personal Line of Credit — Personal Line of Credit
• Vineyard and winery, real estate, development, and acquisition loans — Farm & Agricultural Loan

Sources & citations

• Apply link, Annual fee, Issuer, APR, Product type, Underwriter: https://creditcardlearnmore.com/11t3/index?ecdma-lc=02912&ecid=OTHE_25940
• Lender name: https://www.exchangebank.com/personal/credit-cards
• Lender website: https://api.fdic.gov/banks/institutions?filters=CERT:8468&fields=NAME,CERT,WEBADDR,ACTIVE
• Credit bureau: https://ficoforums.myfico.com/t5/Business-Credit/Elan-Visa-Business-Cash-Preferred-Card-50K/m-p/6745145 (checked 2026-10-26)
• Product name: https://online1.elancard.com/oad/terms.controller?step=display&offerId=R3MV2VDWD2&locationCode=02912 (checked 2026-10-29)