Smart Business Rewards Visa Signature® Card — Preferred Bank

Smart Business Rewards Visa Signature® Card — Preferred Bank is a business credit card from Preferred Bank. Application typically pulls a credit report from TransUnion. The annual fee is $0 introductory annual fee for the first 12 months. After that, $95 for Account Owners and $0 for Authorized Employees..

Other Preferred Bank cards & products

• Visa Signature® Everyday Rewards+ Card — Personal Credit Card
• Visa Infinite® Reserve Rewards+ Card — Personal Credit Card
• Visa® Business Cash Preferred Card — Business Credit Card
• Visa Signature® Max Cash Preferred Card — Personal Credit Card
• Visa® Business Real Rewards Card — Business Credit Card
• Visa Signature® Travel Rewards+ Card — Personal Credit Card
• SBA 504 Loan Program — SBA Loan
• Conforming or Jumbo Adjustable Rate Asset Verifier Mortgage — Mortgage

Sources & citations

• Apply link, Annual fee, Issuer, Product type, Underwriter: https://creditcardlearnmore.com/11t3/smart-business-rewards?ecdma-lc=25483&ecid=OTHE_25940
• Lender name: https://www.preferredbank.com/personal/loans-and-credit/credit-cards
• Lender website: https://api.fdic.gov/banks/institutions?filters=CERT:33539&fields=NAME,CERT,WEBADDR,ACTIVE
• Credit bureau: https://ficoforums.myfico.com/t5/Business-Credit/Elan-Smart-Business-Rewards-Mastercard-Approval/m-p/6479343 (checked 2026-10-26)
• Product name: https://online1.elancard.com/oad/terms.controller?step=display&offerId=HGDPG47WBV&locationCode=25483 (checked 2026-10-29)