Rewards Credit Card — Nicolet National Bank is a personal credit card from Nicolet National Bank. The annual fee is $0. The ongoing APR is Prime + 6.9% to Prime + 16.9% after a 0% for 7 billing cycles on purchases & balance transfers introductory rate for 7 months. Signup bonus: 2,500 bonus points upon activation & first purchase. Rewards: 1% Cash Back on all qualifying net purchases [$1 = 1 point].