ALEC Visa Signature Rewards — Abbott Laboratories Employees Credit Union is a personal credit card from Abbott Laboratories Employees Credit Union. The annual fee is No annual fee. The ongoing APR is 16.20% - 17.20% variable after a 0% intro APR on purchases and balance transfers for 12 months introductory rate for 12 months. Signup bonus: 20,000 bonus points if you spend $2,000 within the first 90 days. Rewards: CURewards points.