Visa Platinum Preferred Rewards — APGFCU is a personal credit card from APGFCU. The annual fee is $0. The ongoing APR is 14.24% - 17.99% variable. Signup bonus: 30,000 bonus points when you spend $2,500 in your first 90 days. Rewards: U Earn Rewards points: 3 points at restaurants, 2 points on groceries & gas, 1 point on all other purchases.