The Life Asset, Inc. is a business loan from Life Asset, Inc.. The ongoing APR is The annual interest rate is 6% APR. Typical credit limit: Initial loan amounts range from $250 to $2,500. Larger loans, up to $10,000-$25,000 (loans over $10,000 require collateral). Loan terms: Loan terms typically range from 6 to 12 months, with terms up to 48 months available for larger loans.