Business Real Rewards Card — Elan Financial Services is a business credit card from Elan Financial Services. The annual fee is No annual fee. The ongoing APR is 17.49% to 26.49% after a 0% introductory APR for the first 6 billing cycles introductory rate for 6 months. Rewards: 1.5X points per $1 spent on all other eligible purchases; 5.5X points on prepaid hotels and car rentals booked directly in the Travel Center when you use your card; 2,500 bonus points after your first purchase.