Reserve Rewards+ Card — Elan Financial Services is a personal credit card from Elan Financial Services. The annual fee is $390. The ongoing APR is 19.24% to 28.24%. Rewards: 6X points on prepaid travel booked directly in the Travel Center when you use your card; 2X points on all other eligible purchases; Earn 50,000 bonus points when you spend $4,500 within the first 90 days.