Everyday Rewards+ Card — Elan Financial Services is a personal credit card from Elan Financial Services. The annual fee is No annual fee. The ongoing APR is 17.99% to 28.24% after a 0% introductory APR for the first 12 billing cycles introductory rate for 12 months. Rewards: 4X points on dining, takeout and restaurant delivery on your first $2,000 each quarter; 2X points at grocery stores, gas stations and EV charging stations, and eligible streaming services; 1X points on all other eligible purchases; Earn 15,000 points when you spend $500 within the first 90 days.