Business Cash Preferred Card — Elan Financial Services is a business credit card from Elan Financial Services. The annual fee is No annual fee. The ongoing APR is 17.49% to 26.49% after a 0% introductory APR for the first 12 billing cycles introductory rate for 12 months. Rewards: 3% cash back on gas/EV (transactions of $200 or less), cell phone, office supply, dining; 1% other; 5% prepaid hotels and car rentals in Travel Center; $500 cash back when you spend $5,000 within the first 150 days.