The Bankers Small Business CDC of California is a business loan from Bankers Small Business CDC of California. The ongoing APR is Current SBA 504 25 year standard rate: 6.974%; 20 year 6.975%; 10 year 6.600%. Typical credit limit: SBA 504 financing from $250k to $30M or more; low down-payment (only 10%. Loan terms: 10, 20 and 25 year terms (standard, refi, manufacturing).