The American Express is a business credit card from American Express. The annual fee is $295. The ongoing APR is Pay Over Time APR 17.99% to 28.74% variable. Signup bonus: $2,000 cash back (Reward Dollars) after $50,000 in 6 months (previously $1,500). Rewards: 2% unlimited; 5% flights & prepaid hotels via Amex Travel Online.