The Siskiyou Central Credit Union is a home equity line of credit from Siskiyou Central Credit Union. Typical credit limit: Up to 80% of home equity. A Home Equity Line of Credit, (HELOC), from Siskiyou Credit Union can help you consolidate debt, pay for college, make home improvements, and more! You only pay back what you borrow, so it’s perfect for when you have expenses you can pay in smaller pieces.