The SCE FEDERAL CREDIT UNION INC is a auto loan from SCE FEDERAL CREDIT UNION INC. The ongoing APR is 4.99% - 14.99% APR (up to 7 years, $5,000+ minimum). The maximum rate on auto loans is 18%. An additional 0.25% discount is available with a down payment of at least 10%. Some restrictions apply. Vehicles with mileage in excess of 150,000 may be subject to a rate adjustment of 1%. ¹Teen Auto Loans only