Energy Saver Home Loan Program — Lowell Community Loan Fund is a mortgage from Lowell Community Loan Fund. Typical credit limit: $10,000-$100,000. Loan terms: up to 20 years. Energy efficiency upgrades go beyond reducing your carbon footprint. With the Energy Saver Home Loan Program, you can complete improvement projects that decrease your energy bill and enhance your home’s value, creating an investment in both your home and finan