The Lowell Community Loan Fund is a business loan from Lowell Community Loan Fund. The ongoing APR is fixed, WSJ Prime + 3 points. Typical credit limit: $5,000 to $100,000. Loan terms: 1 to 5 years. As a founding member of the Lawrence Venture Loan Fund, we co-offer small business loans to Lawrence businesses that can’t currently access financing from a traditional bank or credit union lender.