Commercial Term Loans (equipment or real estate) — Nusenda Credit Union is a business loan from Nusenda Credit Union. Loan terms: Real estate: 5 or 7-year fixed rates, terms up to 10 years, up to 25-year amortization. Real estate loans with 5 or 7-year fixed rates, terms up to 10 years, and up to 25-year amortizations.