The Green Country FCU is a home equity line of credit from Green Country FCU. The ongoing APR is fixed rate for 5 years, then adjustable annually. Typical credit limit: up to 100% combined loan-to-value. Loan terms: 5-year interest-only draw period; 15-year repayment period. Need access to cash—but not all at once? Our Hybrid HELOC gives you the freedom to borrow as needed, starting with a low fixed rate for 5 years. It’s perfect for home projects, ongoing expenses, or just having backup when life happens. This isn’t your average line of credit. Our Hybrid HELOC gives you a 5-year head start with a fixed interest rate. After that, it adjusts annually based on the market. During the first 5 years, you can borrow what you need and make interest-only payments. Then