The Neighborhood Trust Federal Credit Union is a business line of credit from Neighborhood Trust Federal Credit Union. The ongoing APR is 7.75% to 15.00%. Typical credit limit: up to $20,000. Loan terms: up to 60 months (term loans); up to 24 months (lines). Does your business need a loan or a line of credit? Cover payroll expenses, purchase equipment, improve inventory, or consolidate debts. We work with entrepreneurs operating retail businesses, restaurants, service, and wholesale businesses, Certified Minority-