The Native Community Capital is a mortgage from Native Community Capital. Loans for the purchase of new or existing homes including manufactured homes on or off tribal lands. Enrolled status in a federally recognized tribe, homebuyer education class and other requirements for certain products and down payment assistance. Valid homes NCC’s terms most often follow those set by the HUD 184 Loan Guarantee program. However, NCC home loan products may vary based on other investor requirements or guidelines. Down Payment and Closing Cost Assistance available to eligible borrowers.