Home Repair and Energy Efficiency Loan — Louisville Housing Opportunities and Micro-Enterprise Community Development Loan Fund, Inc., The is a personal loan from Louisville Housing Opportunities and Micro-Enterprise Community Development Loan Fund, Inc., The. Typical credit limit: up to $50,000. You own your home and would like to do repairs, but don't have the cash. LHOME can lend you up to $50,000 to pay for repairs, renovations, and energy efficient upgrades. Increase both home equity and comfort in your home with a loan from LHOME.