The Harborstone Credit Union is a personal loan from Harborstone Credit Union. The ongoing APR is Signature Loan APR as low as 9.24%. A major purchase, an unexpected expense or a financial goal doesn't always arrive on your timeline. A Personal Loan can provide quick access to funds with fixed payments and flexible terms that fit your budget. Use funds for a variety of needs: You can use Personal Loans for debt consolidation, home repairs, medical expenses or other significant purchases.