The GTE Federal Credit Union is a personal line of credit from GTE Federal Credit Union. The ongoing APR is 15.99%-17.99% APR (effective 9/16/2026). Loan terms: monthly payment 2% of balance or $25, whichever is greater. With a GTE Personal Line of Credit, you could borrow and repay funds as you need them. With a higher limit and lower rate than most credit cards, a Personal Line of Credit can be used for almost anything – from home improvements to bill consolidation, colleg