The GECU Federal Credit Union is a personal credit card from GECU Federal Credit Union. The ongoing APR is variable 14.49%-17.90% APR (as of Oct 1, 2026); no intro rate. Rewards: 1.5 points per $1 on qualifying purchases. We also offer the GECU Rewards Mastercard® credit card, which gives you 1.5 points for every $1 that you spend on qualifying purchases that can be used toward cash back, gift cards, travel and more.