The Fort Randall Federal Credit Union is a home equity line of credit from Fort Randall Federal Credit Union. Typical credit limit: up to 80% of appraised value or 100% of tax assessed value. A Home Equity Line of Credit is a revolving credit line secured by the equity in your home. Unlike a traditional loan, a HELOC allows you to borrow only what you need, when you need it, similar to how a credit card works, but often with significantly lower int