Republic Finance Personal Loan — Republic Finance, LLC (Column, N.A. for Utah loans by mail) is a personal loan from Republic Finance, LLC (Column, N.A. for Utah loans by mail). The ongoing APR is maximum 35.99%. Typical credit limit: secured in-branch loans up to $25,000. Loan terms: 12-60 months (typical applicants). Soft-pull pre-qualification is available — no hard inquiry to check approval odds.