SoFi Private Student Loan — SoFi Bank, N.A.

SoFi Private Student Loan — SoFi Bank, N.A. is a student loan from SoFi Bank, N.A.. Application typically pulls a credit report from Experian. Loan terms: examples 60-240 months. Soft-pull pre-qualification is available — no hard inquiry to check approval odds.

Other SoFi cards & products

• SoFi HELOC — Home Equity Line of Credit
• SoFi Student Loan Refinancing — Student Loan
• SoFi Checking and Savings via Rakuten — checking_account_bonus
• SoFi Checking and Savings via TopCashback — checking_account_bonus
• SoFi Checking and Savings via MyPoints — checking_account_bonus
• SoFi Home Equity Loan — Home Equity Loan

Sources & citations

• Credit bureau: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Long-Hiatus-From-Credit-Seeking-Nets-119-000-CL-30-000-PL/m-p/6585199#M829768 (checked 2026-10-20)