The Patelco Credit Union is a personal loan from Patelco Credit Union. The ongoing APR is 6.99%-17.90% (rates effective 10/01/2026; by term: 6-24 mo 6.99%-17.90% ... 73-84 mo 11.45%-17.90%). Typical credit limit: $300 to $100,000 (minimum rises with term: $2,000 for 25-36 mo, $4,000 for 37-48, $8,000 for 49-60, $15,000 for 61-72, $20,000 for 73-84).