BILL Divvy Card — Cross River Bank, WEX Bank, or WebBank is a charge card from Cross River Bank, WEX Bank, or WebBank. The annual fee is No annual fee. The ongoing APR is no interest (charge card). Rewards: up to 7x points depending on payoff schedule. Typical credit limit: $1,000 to $5M; fixed, variable, or pre-funded (secured) lines.