The Clinchfield Federal Credit Union is a auto loan from Clinchfield Federal Credit Union. The ongoing APR is New Recreational Equipment Loans 36-84 Month 5.60% - 15.50%; New Camper/Motorhome Loans 48-180 Months 5.55% - 17.20%. Loan terms: RV terms up to 180 months**; Boat, motorcycle, ATV, UTV terms up to 84 months**.