The BlueOx Credit Union is a auto loan from BlueOx Credit Union. The ongoing APR is NEW - model years 2026-2027 (no title) and USED - model years 2027 and older (previously titled), APR as low as: up to 60 months 4.74%; 61 to 72 months 5.49%; 73 to 84 months 6.49%. Typical credit limit: 48-month financing requires a minimum loan amount of $5,000; 60-month $10,000; 72-month $15,000; 84-month $20,000. Loan terms: Up to 84 months.