The Arbuckle Federal Credit Union is a student loan from Arbuckle Federal Credit Union. The ongoing APR is As low as 8.00% APR (American Truck Driving Academy, Max $6,000, 1st Payment 45 Days, up to 60 months); Rates effective as of January 14, 2026. Typical credit limit: Max $6,000. Loan terms: Up to 60 months; 1st Payment 45 Days.