The Washington Community Reinvestment Association is a business loan from Washington Community Reinvestment Association. The ongoing APR is Fixed rate based upon U.S. treasuries of comparable maturities plus a minimum of 2.50%. Current rates are available upon request.. Typical credit limit: $5,000,000 maximum, no minimum. Loan terms: Up to 20-year maturity / 30-year amortization. Minimum loan term of three years..