Valley First Credit Union — Personal Loan

The Valley First Credit Union is a personal loan from Valley First Credit Union. The ongoing APR is As low as 10.12% APR for 12-60 months term; fixed rate (rates effective 05.01.2026; determined by credit history). Typical credit limit: Minimum loan $500; maximum up to $50,000. Loan terms: 12-60 months; fixed monthly payments; no prepayment penalties.

Other Valley First Credit Union cards & products

• Valley First Credit Union — Mortgage
• Valley First Credit Union — Mortgage
• Valley First Credit Union All Credit Levels — CDFI Lender
• Valley First Credit Union — Personal Loan
• Valley First Credit Union — Home Equity Loan
• Valley First Credit Union — Home Equity Line of Credit
• Valley First Credit Union — Personal Credit Card
• Valley First Credit Union — Personal Credit Card

Sources & citations

• https://www.valleyfirstcu.org/personal-loans
• https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/24986
• https://www.valleyfirstcu.org/become-member