The Trailhead Credit Union is a mortgage from Trailhead Credit Union. The ongoing APR is Up to 90% LTV: 6.25% - 9.50% (APR 6.448% - 9.718%); 7 year balloon 7.00% - 9.625% (APR 7.389% - 10.027%); rates include a 0.75% loan origination fee, based on $200,000 loan with 20% down. Typical credit limit: Up to 90% LTV.