The Táala Fund is a personal loan from Táala Fund. The ongoing APR is 12% interest, amortized over the period of the loan. Typical credit limit: Maximum an employee may borrow at one time is $2,500; maximum outstanding balance by years of service: 6-12 months $1,000; 1-3 years $2,000; 3-5 years $3,000; 5-10 years $4,000; 10+ years $5,000; probationary and 0-6 months not eligible. Loan terms: Payments made by payroll deduction; employees may voluntarily increase payments but may not pay less than the minimum payment.