The Nutmeg State Financial Credit Union is a home equity loan from Nutmeg State Financial Credit Union. The ongoing APR is As low as: 6.00% 60 Months; As low as: 6.25% 84 Months; As low as: 6.25% 120 Months; As low as: 6.50% 180 Months (Rates Effective December 19, 2025). Typical credit limit: Minimum loan amount is $10,000 and the maximum is $500,000.. Loan terms: Our Fixed Home Equity Loan is available for 5, 7, 10 and 15-year terms..