Down Payment Assistance Loan Program (DPAL) — HHOC Mortgage

Down Payment Assistance Loan Program (DPAL) — HHOC Mortgage is a mortgage from HHOC Mortgage. The ongoing APR is Mortgage interest is set at 4.5% or matches the first mortgage rate (whichever is lower). Typical credit limit: The maximum loan amount for DPAL is $125,000. Loan terms: Amortized over 30-years.

Other HHOC Mortgage cards & products

• Deferred Closing Cost Assistance Loan — Mortgage
• Mortgage Booster — Mortgage
• Max HLPR (Home Loan Payment Relief) Loan — Mortgage

Sources & citations

• Apply link, Pre-qualification, How to apply: https://hhocmortgage.org/get-pre-qualified/ (checked 2026-10-22)
• Lender name, Loan terms, Issuer, APR, Lender website, Product name, Product type, Where it's offered, Other conditions, Credit limit / amount, Eligibility: https://hhocmortgage.org/loan-products/ (checked 2026-10-19)
• Credit bureau: https://selling-guide.fanniemae.com/sel/b3-5.2-01/requirements-credit-reports (checked 2026-10-19)
• Documents required: https://hhocmortgage.org/apply-for-financing/