The HHOC Mortgage is a mortgage from HHOC Mortgage. The ongoing APR is NO interest. Typical credit limit: Loan up to $10,000 with matched savings of $5,000 from the borrower; borrowers in Honolulu County are eligible for a loan up to $5,000; borrowers in all other Counties are eligible for up to $10,000. Loan terms: Loan is deferred for 15 years or earlier if the borrower no longer occupies the property, makes a change to the property title, or takes equity out (e.g. Home Equity Line of Credit, cash-out refinance).