The Gesa Credit Union is a auto loan from Gesa Credit Union. The ongoing APR is New cars and trucks (2020+): as low as 6.14%-6.74% APR; used (2015-2019): as low as 6.39%-6.99% APR; 2014 & older: as low as 7.64% APR. Typical credit limit: No minimum (84-month term requires $15,000+); maximum loan amount is $200,000. Loan terms: Max term 36 to 84 months (2014 & older: 60 months).